Isibali Sokutshala Imali eNingizimu Afrika 2026 (TFSA, Inzalo Yokukhula Nemali Engenayo)
Bala ukukhula kokutshalwa kwemali, inzalo ehlanganisiwe, izinzuzo ze-Tax-Free Savings Account (TFSA) efinyelela ku-R36,000 ngonyaka, kanye nenzuzo elungiswe ngokwehla kwamandla emali nge-Rand (ZAR).
South Africa · Investment Calculator South Africa
Indlela Yokubala Nemigomo
Sibala ukukhula kokutshalwa kwemali sisebenzisa ifomula yenzalo ehlanganisiwe kanye nomthetho we-SARS we-TFSA (Tax-Free Savings Account) ovumela ukutshala imali efika ku-R36,000 ngonyaka wezimali ngaphandle kokukhokha intela yenzalo, intela yezinzuzo (dividends tax), noma intela yenzuzo enkulu (CGT).
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Amanani Afakwe Nguwe
Lesi sibali sisebenzisa amanani owafakayo kanye nemithetho esemthethweni yaseNingizimu Afrika (SARS, SARB, NCA).
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Isisekelo Sefomula
Amafomula acacile futhi asebenzisa izibalo ezijwayelekile zamazwe ngamazwe kanye nezaseNingizimu Afrika.
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Umphumela Wokubala Kwakho
I-AfricalHub iyisizinda sokufundisa esizimele esingahlangene nohulumeni noma ne-SARS. Izibalo ezenziwe ngenhloso yokuhlela nokufunda kuphela.
Imithombo Yezomthetho Nezibalo
Amanani Afakwe Nguwe
Lesi sibali sisebenzisa amanani owafakayo kanye nemithetho esemthethweni yaseNingizimu Afrika (SARS, SARB, NCA).
Imibuzo Ebuzwa Kakhulu (FAQ)
Kusebenza kanjani ukutshala imali ye-TFSA eNingizimu Afrika?
I-TFSA ikuvumela ukuba utshale imali efika ku-R36,000 ngonyaka kanye no-R500,000 empilweni yakho yonke ngaphandle kokukhokhiswa intela ye-SARS enzuzweni yakho.
Yimalini encane engiqala ngayo ukutshala imali?
Izinkampani eziningi zaseNingizimu Afrika ezifana no-EasyEquities, Allan Gray, kanye ne-Old Mutual zikuvumela ukuba uqale ngokutshala kusukela ku-R50 kuya ku-R500 ngenyanga.
Uyini umehluko phakathi kokutshala imali nokonga ebhange?
Ukonga ebhange kuvame ukunikeza inzalo egxilile evikela imali yakho kodwa engakhuli kakhulu, kanti ukutshala imali ezimakethe (JSE/Unit Trusts) kunikeza amathuba okukhula okukhulu ngokuhamba kwesikhathi.
Kwenzenjani uma ungafaka imali engaphezu kuka-R36,000 ku-TFSA?
I-SARS ikhokhisa inhlawulo engu-40% kunoma iyiphi imali eyeqile emkhawulweni wonyaka ka-R36,000.