Isibali Somhlala-phantsi eMzantsi Afrika 2026 (Inkqubo Yembiza Ezimbini Nemali Yomhlala-phantsi)
Cwangcisa umhlala-phantsi wakho phantsi kweNkqubo Yembiza Ezimbini (Two-Pot System), ukwabiwa kwemali, umrholo wenyanga we-annuity, kunye ne-R550,000 engenarhafu yakwa-SARS nge-Rand (ZAR).
South Africa · Retirement Calculator South Africa
Indlela Yokubala
Sibala umhlala-phantsi ngokweNkqubo Yembiza Ezimbini: 1/3 iya kwiMbiza Yokonga (Savings Pot efumaneka rhoqo ngonyaka), 2/3 iya kwiMbiza Yomhlala-phantsi (Retirement Pot egcinwayo de ube semhlala-phantsi ukuthenga i-annuity). I-R550,000 yokuqala yentlawulo yesambuku ayirhafelwa kwa-SARS.
-
01
Amaxabiso Ofakwe Nguwe
Esi sibali sisebenzisa amaxabiso owafakileyo kunye nemigaqo esemthethweni yaseMzantsi Afrika (SARS, SARB, NCA).
-
02
Isiseko Sefomyula
Iifomyula zicacile kwaye zisebenzisa imigaqo eqhelekileyo yaseMzantsi Afrika neyehlabathi.
-
03
Uqikelelo Lwakho
I-AfricalHub liqonga lezemfundo elizimeleyo elingadityaniswanga norhulumente okanye ne-SARS. Izibalo zenzelwe ukufunda nokucwangcisa kuphela.
Imithombo Yolwazi Nezemali
Amaxabiso Ofakwe Nguwe
Esi sibali sisebenzisa amaxabiso owafakileyo kunye nemigaqo esemthethweni yaseMzantsi Afrika (SARS, SARB, NCA).
Imibuzo Ebuzwa Qho (FAQ)
Isebenza njani iNkqubo Yembiza Ezimbini (Two-Pot System)?
Ukususela ngoSeptemba 2024, i-1/3 yegalelo lakho lomhlala-phantsi iya kwiMbiza Yokonga enokukhutshwa kanye ngonyaka werhafu, kanti i-2/3 iyagcinwa de uthathe umhlala-phantsi.
Yimalini endiyidingayo ukuthatha umhlala-phantsi ngoxolo eMzantsi Afrika?
Kucetyiswa ukuba ube nemali eliphinda-phindwe ka-20 ukuya ku-25 umrholo wakho wonyaka, ukuze ukwazi ukufumana ubuncinane i-75% yomrholo wakho wenyanga.
Isebenza njani irhafu kwisambuku somhlala-phantsi kwa-SARS?
Phantsi kweetheyibhile ze-SARS, i-R550,000 yokuqala yesambuku somhlala-phantsi ayinayo irhafu (0%). Imali engaphezulu irhafelwa phakathi kwe-18% ne-36%.